Health Education Assistance Loan (HEAL) Information

Information for Financial Aid Professionals (IFAP)
From fiscal year 1978 through fiscal year 1998, the Health Education Assistance Loan (HEAL) Program insured loans made by participating lenders to eligible graduate students in schools of medicine, osteopathy, dentistry, veterinary medicine, optometry, podiatry, public health, pharmacy, chiropractic, or in programs in health administration and clinical psychology. It is no longer possible to obtain a new HEAL Program loan. The making of new HEAL Program loans was discontinued on September 30, 1998.


On July 1, 2014, the HEAL Program was transferred from the U.S. Department of Health and Human Services to the U.S. Department of Education. Through this area, Federal Student Aid consolidates previous program documentation, new contact information, and new program guidance. The information is organized into four categories below and other useful contact and website links to the right. Each time we update this area, a notice will appear on the IFAP website’s "What’s New" page and in the IFAP subscription email.


HEAL Information References

Click on items in this box to access reference materials about the HEAL Program.

November 15, 2017 HEAL Program Final Rule

About the HEAL Program

Policy Memoranda

Defaulted Borrower Information

HEAL Information Current Guidance

Click on the link in this box to access HEAL Program guidance posted on or after July 1, 2014.

HEAL Electronic Announcements

HEAL Information Interest Rates

Click on the link in this box to access information on HEAL Interest rates.

Interest Rates

HEAL Information Forms

Click on the link in this box to access HEAL Program forms.

HEAL Forms